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By providing us with a small amount of personal information, like your zip code and age, we are able to show you plans that are the best fit for your personal profile. Depending on your location and health profile, this could include quotes from Blue Cross, Blue Shield, Aetna, UnitedHealthCare, Humana, Cigna, Kaiser (for CA, CO and OH) and others. You may also choose to work with our health insurance agents, who are ready to help with any questions or confusion.

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Family

Private Family Health Insurance plans are designed to cover families. The cost of Family Health Insurance depends on the size of your family as well as the gender, age and health levels of each of the members. DirectHealthInsurance recommends exploring both Family Health Insurance plans as well as Individual Health Insurance plans for each of your family members to determine which option will provide you the best coverage for the least money. To compare Family Health Insurance plans, just enter your zip code, basic health information for you and your family and your contact information and DirectHealthInsurance will provide you with options for which you and your family are eligible. You will also have the opportunity to speak with an agent about your options.

The total costs of Family Health Insurance Plans include:
Premiums – The monthly cost of a health insurance plan.
Deductibles – The amount you have to pay for the healthcare services you receive before the insurance starts to share the cost of your care. These usually reset yearly.
Co-payments – A fixed amount – usually $15 to $25 - that you have to pay anytime you or a family member sees a doctor, gets a test, or seeks any other type of service.
Coinsurance – the shared payment that you will be responsible for paying anytime you or a family member seeks care.

Make sure you are aware of what each of these are in a plan when comparing plan options. The amount you will have to pay for Family Health Insurance are those four elements combined. Start comparing Family Health Insurance quotes by entering your zip code in the form above.

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QuoteLab, LLC
700 S. Flower St., Suite 640,
Los Angeles, CA 90017

DirectHealthInsurance.com is operated by Quotelab, LLC, which is an independent broker and is not a federal or state Marketplace website. This website is owned and operated by QuoteLab, LLC, a licensed insurance agency, NPN #19911386. Invitations for application for health insurance on QuoteLab, LLC, only where licensed and appointed. License numbers are available upon request and are provided where required by law. QuoteLab's license information can be found at https://www.quotelab.com/licenses.html.

Federal Contracting Statement: Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent [73] organizations which offer [5110] products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Please note that these numbers provided are not specific to your area but rather represent the number of organizations and the number of products available on a national basis. We will connect you with licensed insurance agents who can provide information about the number of organizations they represent and the number of products they offer in your service area.

Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. QuoteLab, LLC is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

The plans represented on DirectHealthInsurance.com are Medicare Advantage HMO, PPO and PFFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. If you are paying Medicare Part B premium, you must continue to pay it to maintain coverage.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B Premium give-back is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

Based on median Medicare Advantage benefit amounts for dental available across multiple plans and metro areas. Not all benefits available in specific plans or regions.

This information is not a complete description of benefits. Contact the plan for more information.

Limitations, copayments, and restrictions may apply.

[Benefits, premiums and/or copayments/coinsurance] may change on January 1 of each year.

Enrollment in a plan may be limited to certain times of the year unless you qualify for a special [election/enrollment] period or you are in your Medicare Initial Election Period.

Advertised Pricing:

There are several factors that impact your monthly premium; including your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

DirectHealthInsurance.com is operated by QuoteLab, LLC, which is an independent broker and is not a federal or state insurance Marketplace or other website. It does not provide access to any federal or state marketplace or exchange. This website is owned and operated by QuoteLab, LLC, a licensed insurance agency, NPN #19911386. Invitations for application for health insurance are made through QuoteLab, LLC, only where licensed and appointed. License numbers are available upon request and are provided where required by law. QuoteLab's license information can be found at https://www.quotelab.com/licenses.html.

This website does not provide information about specific health plans, or enable visitors to obtain insurance quotes, on this website. However, if you provide your information and consent, we will transfer your information to insurance carriers and brokers that may contact you to offer Affordable Care Act (ACA) plans, short-term plans, medical indemnity plans and/or healthcare sharing ministry plans, and we will receive compensation for such transfer. The advertisements appearing on this website are placed by clients from which QuoteLab, LLC receives compensation, and such compensation may impact whether such advertisements appear on this website and the order in which they appear.

DirectHealthInsurance.com is required to comply with all applicable federal law, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website does not provide a complete listing of, or display all data on all Qualified Health Plans being offered in your state or service area through the Marketplace website or the federal Medicare program. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov.

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