DirectHealthInsurance.com is not a government website and is privately owned. Learn more.
Health Insurance Quotes and Information Simplified
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* Prices are fixed by law. You can't find lower rates anywhere else.

What information are you asked to see quotes?

By providing us with a small amount of personal information, like your zip code and age, we are able to show you plans that are the best fit for your personal profile. Depending on your location and health profile, this could include quotes from Blue Cross, Blue Shield, Aetna, UnitedHealthCare, Humana, Cigna, Kaiser (for CA, CO and OH) and others. You may also choose to work with our health insurance agents, who are ready to help with any questions or confusion.

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    Enter your zip code

    Your zip code will help us determine which insurance carriers operate in your home state.

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    Applicant information

    Our quoting system needs to gather applicant information to generate a quote.

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    View plans!

    From there, you will be directed to view available plans which fit your profile.

Our online Health Insurance quote process

DirectHealthInsurance.com has simplified the health insurance buying process into the following steps:

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Submit zip submit form

This information is used to determine health insurance plans (for example, Blue Cross & Blue Shield) in your area.

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Complete quote information form

This information determines which plans are best-suited for you given your individual and family profile.

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Sort through your plan options.

We will present your plan options. Blue Cross & Blue Shield along with others depending on your location.

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Consult with an insurance agent

We recommend you speak live with our agents about your exact needs and any questions specific to them.

Who is DirectHealthInsurance.com and how can we help you?

DirectHealthInsurance.com provides affordable health insurance options for individuals and families who are in need of private health insurance and who do not receive job-related health insurance. Our website is designed to serve this increasing segment of the population.

Buying individual health insurance can be a very challenging experience, especially if you are buying it for the first time. DirectHealthInsurance.com's industry-leading approach has simplified the process for thousands of other customers who were in your same situation by:

Speaking in easy-to-understand terms
Simplifying the health insurance quoting process
Providing objective advice so that you don't feel you're constantly listening to a sales pitch
Presenting online plan options quickly

Our consumer-focused approach guides you through the health insurance quote process, and gives you pointers on what to
expect from quote to coverage.

DirectHealthInsurance.com is a marketplace connecting people with insurance companies and the agents/brokers of insurance companies. DirectHealthInsurance.com does not provide quotes or sell insurance directly to consumers, is not affiliated with any exchange, and is not a licensed insurance agent or broker. Accordingly, you should not send us (via mail or email) any sensitive information, including personal health information or applications. Any such communications will not be treated as confidential and will be discarded.

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DirectHealthInsurance.com

The largest segment of health insurance customers are individuals and families. However, certain health insurance customers
have more specific needs. If you fall into any of these categories below, choose one of the following links for providers targeted to your needs.

Enter your zip code
To start comparing plans and prices, enter your zip code.
Still looking for rates? DirectHealthInsurance.com, a licensed health insurance broker, can help you get a competitive quote.
Want to see other companies' rates? Check out these insurers that serve your area:

DirectHealthInsurance.com
700 S. Flower St., Suite 640,
Los Angeles, CA 90017

DirectHealthInsurance.com is an independent broker and is not a federal or state Marketplace website. This website is owned and operated by QuoteLab, LLC, a licensed insurance agency, NPN #19911386. Invitations for application for health insurance on QuoteLab, LLC, or through its designated agent, Martin Petoyan, only where licensed and appointed. License numbers are available upon request and are provided where required by law. Martin Petoyan's residence state is California, where his license number is 0H96813. QuoteLab's license information can be found at directhealthinsurance.com/licenses.html.

This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov or consult https://www.medicare.gov.

Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. QuoteLab, LLC is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

The plans represented on DirectHealthInsurance.com are Medicare Advantage HMO, PPO and PFFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. If you are paying Medicare Part B premium, you must continue to pay it to maintain coverage.

Advertised Pricing:

There are several factors that impact your monthly premium; including your age, geographical location, annual income, dependents, and the type of plan you choose. Monthly premiums do not include out-of-pocket costs.

The advertised price may not be typical. It was generated using the Kaiser Family Foundation's subsidy calculator that was accessed on September 16, 2020. The following parameters were used: 21 year old adult, non-tobacco user, annual income of $24,700 in 2020, no children, and no available coverage through a spouse's employer. The resulting monthly premium was $30 per month (or $360 per year after $2,751 in subsidies) for a Bronze Plan. Even when using the same parameters, the resulting premium and subsidy calculations may be subject to change.